Banking Without Borders.
Securely receive, send and manage money across Nigeria and internationally using one trusted financial platform. Join the waitlist to be first in line.
- Bank-grade encryption
- Licensed & regulated partners
- 99.98% platform uptime
Available balance
₦ 1,284,500.00
Why OVO MONIE
A financial platform built to be trusted.
Six commitments that shape every product decision we make, from how we hold funds to how quickly a transfer clears.
Security
Every account is protected with multi-factor authentication, device binding and continuous monitoring.
Technology
A modern core built for real-time settlement, so balances and transfers are never left waiting.
Reliability
Redundant infrastructure across regions keeps payments moving, including at month-end peaks.
Customer protection
Funds held with regulated partners, clear dispute handling and support that answers quickly.
Global reach
Send and receive across Nigeria, the UK, the US, Canada and the European Union.
Performance
Transfers confirmed in seconds, with transparent pricing shown before you approve.
- Founded
- 2025Founded
- Corridors planned at launch
- 5Corridors planned at launch
- Security from day one
- Bank-gradeSecurity from day one
- Regulated partners
- LicensedRegulated partners
Personal banking
Money that keeps up with your day.
Everything you need to receive, spend and protect your money, designed to be understood at a glance.
Wallet
One balance for everyday spending, savings goals and incoming payments.
Transfers
Instant transfers to any Nigerian bank, with recipients saved for next time.
Bills
Electricity, TV, internet and school fees paid on schedule, with receipts kept.
QR payments
Scan to pay in store, or show your code to be paid in seconds.
Airtime & data
Top up any network for yourself or family, at the price on the screen.
Notifications
Real-time alerts for every movement of money, on device and by email.
Verification in minutes when we launch
Business banking
Enterprise infrastructure, without enterprise friction.
From a single-till boutique to a national merchant network, OVO MONIE handles collections, settlement and reporting on one platform.
Merchant collections
Accept card, transfer and QR payments in one reconciled ledger.
Payment links
Raise a link or invoice in seconds and share it anywhere you sell.
Business wallet
Multi-user access with roles, limits and approvals for every payout.
Settlement
Same-day settlement to your bank account, including weekends.
Reports
Exportable statements your accountant can reconcile without chasing.
Analytics
See revenue, refunds and customer trends as they happen.
Dashboard preview
This month at a glance
- Card payments₦ 12,480,300+18.2%
- Transfers₦ 7,910,000+9.4%
- Payment links₦ 2,204,750+31.6%
International
One platform, five markets, no surprises.
Move money between Nigeria and the world's major corridors with the rate and the fee shown up front.
- NGN → GBPArrives in minutes₦1,948.20
- NGN → USDSame-day settlement₦1,536.40
- NGN → EURArrives in minutes₦1,672.10
- NGN → CADNext business day₦1,118.75
Indicative rates, updated continuously. The exact rate is locked when you confirm.
- 01
Choose a corridor
Pick the destination country and see the rate before you commit.
- 02
Confirm securely
Approve with biometrics; the rate is locked at that moment.
- 03
Funds delivered
Money lands in the recipient's local account, tracked end to end.
Security
Protection that works quietly in the background.
Security is not a feature we added later. It is the foundation the entire platform is built on.
Identity verification
BVN, NIN and document checks confirm every customer before an account goes live.
Fraud prevention
Behavioural models score each transaction and hold anything that looks wrong.
Encryption
Data encrypted in transit and at rest, with keys managed in hardware modules.
Secure infrastructure
Segmented networks, continuous monitoring and independent penetration testing.
Privacy
Your data is never sold. You control what is shared and can export it any time.
Compliance
Operated with licensed partners under CBN, AML and international standards.
Mobile app
Your bank, in your pocket.
Launching on iOS and Android. Join the waitlist and we will let you know the moment the app is available.
Available balance
₦ 1,284,500.00
Questions
Clear answers, in plain English.
We are in the final stages of preparation and expect to open accounts later in 2026. Join the waitlist to be notified the moment we go live and to secure early access.
Customer funds will be held with licensed and regulated banking partners, separate from our own operating money. Accounts will be protected with multi-factor authentication and monitored continuously for unusual activity.
Once we launch, most personal accounts will open in under ten minutes. You will need your BVN or NIN, a valid photo ID and a short selfie check. Business accounts will usually complete within one working day.
You will see the exchange rate and the total fee before you confirm. The rate is locked at the moment you approve, so the recipient receives exactly the amount shown on screen.
Yes. Business banking will include merchant collections, payment links, multi-user access with approval limits, same-day settlement and exportable reports for your accountant.
Report it in the app immediately. Our recovery team will contact the receiving institution on your behalf and keep you updated in writing until the case is closed.
Nigeria, the United Kingdom, the United States, Canada and the European Union from launch, with further corridors being added through the year.
Be first in line for the future of banking.
OVO MONIE is launching soon. Join the waitlist and be the first to know when personal accounts, business collections and cross-border payments go live.